Welcome or Register

Find an Agent


view all

Thank you for visiting today. If this is your first visit, take your time and look around. We have plenty of information and resources available to you. If you are a return visitor, thank you. We would love to hear from you. We can serve all your real estate needs.

Buying Your Home

Your First Home
Buying your first home is a huge step. Leaving the rental world behind, you begin building equity in an investment.  Are you already deep into the search for your first home, just beginning to consider whether owning your own home is right for you – or somewhere in between?
In any case, you've got a lot of company. According to the National Association of Realtors, about 40 percent of existing homes are purchased by first-time buyers every year, with sales of new homes to first-timers adding to the total. That's nearly three million sales to first-time homebuyers annually.
Overall, the desire for homeownership continues to appeal to a big majority of us. Statistics compiled by the U.S. Census Bureau show that home sales rose to record levels five years in a row. In the fourth quarter of 2006, the national homeownership rate was 68.9 percent, a near record high.
In addition, home ownership knows no boundaries when it comes to sales to newcomers to our shores. U.S. Census Bureau data indicates that foreign-born Americans are as likely to buy homes as native-born Americans, and it may surprise you to learn that the home ownership rate for immigrants who have lived here for 30-plus years exceeds the national average.

Buy? Why?
So, what is it about owning a home of one's own that so many of us find attractive? The first answer that comes to mind for most of us is the financial advantages. As a home owner, you can build equity in your property over time, and you can benefit from the substantial tax advantage of the deductibility of the interest portion of your mortgage payment. In addition, upgrades and improvements to your home can add value, as well as add to your comfort and enjoyment for years to come.
That said, the appeal of homeownership can be as much about the intangible benefits as about the cold hard facts of investment potential and tax savings. Your home is, well, yours, a means of expressing your personal taste and satisfying a fundamental need for shelter and security for yourself and your family. It also represents a solid connection to community, and instills a sense of place and participation in community life.

The Hardest Part: Getting Started
The most daunting part of choosing your first home is simply getting started; it's a complex process full of uncertainties and unknowns that can seem overwhelming at times. If you've ever felt that way, don't worry, those feelings are part of the process too.
The best way that we know to keep you on the path that leads to the door of your first home is information, a lot of which you'll find right here, some from research elsewhere on the Internet, talking to friends and co-workers, and – perhaps when you've narrowed down your choices to a specific area, town or neighborhood – from working with a local ERA Real Estate professional.
You've already made one smart step toward home ownership by putting the power of the Internet to work for you. Used wisely, the Internet can help you do an amazing amount of research on all the things it takes to find the home that's right for you in an amazingly short time. That's why nearly 80% of searches for a home begin on the Internet; and that percentage continues to grow.

Testimonials Page

Ginny Jacobs was outstanding in every aspect of the purchase of my home. She is extremely knowledgeable, as I asked a barrage of questions. I have been several home purchases, but this one went flawlessly, all due to Ginny Jacobs. I had asked a friend of mine who lived in this area if he knew of a real estate agent he'd recommend. He gave me Ginny's name and number. Having Ginny as my agent was the best decision I've made in a long time. Buying a home is a stressful event. Ginny's ability to help me over each hurdle made the entire process much less stressful than I expected. Ginny's assistant Cathy, was also an integral part of the purchase process. When Ginny was helping other buyers/sellers, Cathy stepped up and kept everything in motion. Ginny and Cathy are a great team. If asked, I will highly recommend Kings Bay ERA, and specifically Ginny Jacobs to anyone who is looking for an experienced real estate agent. One of the most important items I saw in Ginny, is that she knew what I was looking for in a home, so I was never shown a house that wasn't within my requirements. When Ginny took me to the home in Woodbine, the moment I walked in, I knew I had found the home that would eventually become my home. As the saying goes, I'm as happy as a clam. If ERA has a program to reward outstanding real estate agents, I am recommending that Ginny Jacobs receive the highest award ERA has to offer.
Margie is the best real estate agent we have ever seen. She is great to work with, knows the market, is responsive, knows changing rules for home sales, and how to find buyers what they want. We have used her for 3 purchases over the last 5 years and she has always been great. You could not go wrong with using her for your next home purchase. She provided great suggestions, out of the box thinking, and understood what we were looking for and helped us find it. I would not hesitate to highly recommend Margie and we will use her again when we are in the market for real estate.
Deborah was a huge help to me and guided me through the process of buying my first home. The bank presented problems on their end and Deborah helped me clear them up and set it straight. Id love to do business with her again. 
View All

© 2018 Kings Bay Realty, Inc. All rights reserved. ERA® and the ERA Logo are registered service marks owned by ERA Franchise Systems LLC. Kings Bay Realty, Inc. fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with or related to ERA Franchise Systems LLC nor any of its affiliated companies.

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu