The Home Purchase Process
Buying a home can be an exciting
time in your life, and it can be easy when you know the right steps
to take. ERA Mortgage wants to help you understand the entire process
- from finding the mortgage that's right for your unique situation
to being prepared for a smooth closing. And be assured - we're
here to help you every step of the way.
Get started now!
The support of ERA Mortgage
and the simplicity of Four to the Door®. It adds up to a home buying
process easier than you ever imagined.
For more information or
to get started now, call us toll free (888) 801-0622,
or click the link below to
use our fast and easy-to-follow
online
application.
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 The
ERA Mortgage Process
We have
developed a program that helps you through the home purchase
process in four easy steps— The Four to the Door® four-step
mortgage program†:
- Get pre-approved. You'll
receive a pre-approval decision in as little as 20 minutes!
Contact us and we'll give you a same-day loan decision, guaranteed
— or we'll pay you $250.
- Find a home. Call us
when you've found a property. With over 150 products to choose
from, we'll find the loan that's right for you. For added
peace of mind, we offer Pre-Purchase Rate Protection, which
safeguards your interest rate against market fluctuations
and gives you the option to lock in a lower rate if rates
drop.* You can search for properties online at ERA.com to
get an idea of the homes that are available in your price
range.
- Return documents. Review
your loan package, make any necessary changes and return the
signed documents to us.
- Close on time. As
part of the best service guarantees in the mortgage business,
We'll meet your requested closing date or we will reduce your
interest rate by 1/8 of one percent for the life of the loan.*
This is an overview of how the entire home buying and mortgage
process works. For a more detailed explanation, see our article "Frequently
Asked Questions: Home Mortgage", or call an experienced
ERA Mortgage Consultant at (877) 886-1175.
† Mortgage loans are subject to qualification, receipt of satisfactory
appraisal and verification of income, asset and debt information
provided by the customer.
* If you have selected a property and
lock between five and 60 days prior to closing.
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